Fintech law. From the inside.

Former Director of Legal at Monzo

I'm a solicitor specialising in UK financial services law, with a focus on regulation, financial products and commercial agreements.

With over a decade of experience across banking, payments and fintech, including senior in-house roles at Monzo, Klarna and Adyen, I bring commercial judgment, regulatory expertise and first-hand industry knowledge to the decisions that matter.

Get in touch →

frances@turtlelaw.com

Recent Writing

When Artificial Intelligence Buys the Wrong Thing: Autonomy, Consent and Liability

Oxford Business Law Blog

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What I Do

Regulatory Advice

Advising on how regulation applies to your business, products and operations.

Commercial Contracts

Drafting and negotiating contracts, terms and conditions, technology agreements and strategic partnerships.

Fractional Legal Counsel

Ongoing legal support on a flexible basis.

Fractional Legal Leadership & Advisory

Get in touch →

frances@turtlelaw.com